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	<title>Torque Tools &#187; Cars</title>
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		<title>A New Car or a Used Car: Which One Should You Buy?</title>
		<link>http://www.torque-tools.co.uk/2012/02/a-new-car-or-a-used-car-which-one-should-you-buy/</link>
		<comments>http://www.torque-tools.co.uk/2012/02/a-new-car-or-a-used-car-which-one-should-you-buy/#comments</comments>
		<pubDate>Sat, 04 Feb 2012 20:58:18 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Should]]></category>
		<category><![CDATA[Used]]></category>

		<guid isPermaLink="false">http://www.torque-tools.co.uk/2012/02/a-new-car-or-a-used-car-which-one-should-you-buy/</guid>
		<description><![CDATA[Article by Jason Having a car at home is essential for a family today. Used cars offer an inexpensive way of owning an excellent vehicle. Deciding on which car to buy and actually buying a car is always an important thing as cars are quite expensive. For most of the people, their car is the [...]]]></description>
			<content:encoded><![CDATA[<p>Article  by Jason</p>
<p>Having a car at home is essential for a family today. Used cars offer an inexpensive way of owning an excellent vehicle.</p>
<p>Deciding on which car to buy and actually buying a car is always an important thing as cars are quite expensive. For most of the people, their car is the second most expensive thing that they buy after their home. The importance of a car is immense from the point of view of an average American household. One big reason is that people have to travel a lot quite often these days because of their job and other daily necessities. There are many people who spend a significant amount of their time daily on the highways.</p>
<p>Having a car at your home simplifies so many things for you. Going to the city for buying groceries or other important items or enjoying a long drive with family during weekends; there is so much that you can do if you have a car. The first thing that comes to anyone&#8217;s mind when they start thinking about purchasing a car is that whether they should go for a new car or a used one from Used Car Dealers in Kelowna. This is a dilemma that many people face and the more they think about it, the more difficult it becomes for them to decide.</p>
<p>In fact, both the new as well as the Used Cars Kelowna have their advantages and shortcomings. Everyone dreams about buying a lovely new car and driving it off for the first time after making the payment. The satisfaction that one derives from driving a brand new car can not be compared to anything else in the world. The respect and care that you get from the staff of the car dealer is also something that adds to your satisfaction when you buy a new car. The fact, however, remains that a new car is quite expensive and not everyone can buy it.</p>
<p>If you are one of those lucky ones who do not have to worry about the financial aspect of buying a new car, the obvious choice would be to go for a brand new car. However, when you consider deeply, you will find that purchasing Kelowna Used cars has more benefits than buying a new one. If you get a car that has been used for some time by one user only, it would be a better option rather than going for a new one as you will be able to get it at significantly lower prices than that of a new one of the same brand. The money that you save can be used in a better and more productive way such as schooling of your children or other such things.</p>
<p>An important fact to know is that the value of a brand new car depreciates by at least 25% as soon as it hits the road for the first time after being bought. Every car that you see on the road is a used car even if some of them might have left the showroom just recently. Therefore, it actually does not matter who uses the car for the first time as long as you are saving quite a significant amount of money and are getting a car that is in excellent condition even after being used for some time.</p>
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<p>Orchard Ford is our premier retailer of <a target="_new" href="http://www.orchardford.com/inventory/used_cars">Used Cars Kelowna</a> and <a target="_new" href="http://www.orchardford.com/about/">Used Car Dealers in Kelowna</a>.</p>
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<p>Related <a href="http://www.torque-tools.co.uk/category/cars/">New Cars Articles</a></p>
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		<title>Benefits of Buy Mitsubishi New Car</title>
		<link>http://www.torque-tools.co.uk/2012/02/benefits-of-buy-mitsubishi-new-car/</link>
		<comments>http://www.torque-tools.co.uk/2012/02/benefits-of-buy-mitsubishi-new-car/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 20:38:59 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Mitsubishi]]></category>

		<guid isPermaLink="false">http://www.torque-tools.co.uk/2012/02/benefits-of-buy-mitsubishi-new-car/</guid>
		<description><![CDATA[Article by Dennysandler Many people are contemplating whether now is the best time to buy new car. Crowd your plan, then you may unquestionably use some new car purchase suggestions to make sure that your experience are going to be hassle-free. If you feel you do not need any suggestions about a new car purchase [...]]]></description>
			<content:encoded><![CDATA[<p>Article  by Dennysandler</p>
<p>Many people are contemplating whether now is the best time to buy new car. Crowd your plan, then you may unquestionably use some new car purchase suggestions to make sure that your experience are going to be hassle-free. If you feel you do not need any suggestions about a new car purchase i quickly suggest you Google car dealer scams and find out what you are able be facing when buying a new car. There&#8217;s lots of dishonest car dealers who desire only to consider your hard-earned cash from you. The simplest way to shield yourself on the market individuals is actually by equipping yourself with valuable specifics of buying a new car.</p>
<p>The newest car sales process includes a language all it&#8217;s own, and terms tend to be used many don&#8217;t grasp. New cars, on the flip side, often consist of comprehensive new car warranties that will include a lot of goodies for those initial few numerous years of use. Our surroundings lacks the doubt been inflicted by our global over-production of harmful gases and various nasty emissions in the atmosphere. So see buying a new vehicle as the chance to drive a greener, cleaner running machine. New cars are often with &#8220;cleaner&#8221; engines which introduce far fewer toxic emissions in the environment. </p>
<p>New car dealerships often offer financing incentives to their prospects in an effort to secure their business. Get hold of a car with additional security features. You ought to take this anyway, mainly because it will make your driving safer. Drive less. Despite the fact that have got a new car, you can be allowed obtain a &#8216;low-mileage discount.&#8217; An acceptable assumption is that their you&#8217;re going to drive a new car a great deal. Investing in a new car can be a significant investment and is a legal and binding agreement after you sign the acquisition contract. The most significant good thing about a new car is that it comes with up to date technology available for sale and contains a thorough warranty given by the maker. </p>
<p>Mitsubishi new cars have any amazing and good features. Mitsubishi company add new features in styles of cars. New cars have any new feature with old feature. Every model of new car incorporates new technology. Company can transform anything size, shape, color in car regarding old cars. Many of the variants of body styles of these models are 3-door hatchback, 4-door sedan, 5-door hatchback, and 5-door station wagon in new models. Mitsubishi Eclipse Spyder has become upgraded with exciting new engine options if compared to the previous generation. Mitsubishi is presently working away at a concept type this year&#8217;s Eclipse using a hybrid 4G63 engine and features updated body features.
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<p>To know more <a target="_new" href="http://www.lenpatti.com.au/Search-New-Cars.html">Buy New Cars</a> and <a target="_new" href="http://www.lenpatti.com.au/">Mitsubishi New Cars</a>.</p>
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		<title>Tips on buying a new car.</title>
		<link>http://www.torque-tools.co.uk/2012/02/tips-on-buying-a-new-car/</link>
		<comments>http://www.torque-tools.co.uk/2012/02/tips-on-buying-a-new-car/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 19:56:08 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[car.]]></category>
		<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://www.torque-tools.co.uk/2012/02/tips-on-buying-a-new-car/</guid>
		<description><![CDATA[Article by Sonukumar According to NADA, almost no single car model is sold at the same fixed price by car dealerships in a particular area. Every buyer receives a different final new car price quote.In other words, every Honda Accord buyer in your area would have paid a different price for the car based on [...]]]></description>
			<content:encoded><![CDATA[<p>Article  by Sonukumar</p>
<p>According to NADA, almost no single car model is sold at the same fixed price by car dealerships in a particular area. Every buyer receives a different final new car price quote.<br/>In other words, every Honda Accord buyer in your area would have paid a different price for the car based on which car dealer they went to and how well they negotiated the price. Therefore, there is no level playing field on buying a new car.<br/>As you may have guessed, this translates to either visiting as many car dealers in your area as your time permits or negotiating hard with a shrewd car dealer.</p>
<p>Here are some tips to buying a new car will certainly help you save money and pay one of the lowest prices in your area for any new car.</p>
<p>1. Finalize what car model you want and how much you are willing to spend. This way you will be less pressured into making hasty decisions.</p>
<p>2. Identify two other competing car models that you might consider buying or can use as a negotiating leverage with car dealers. By doing this you&#8217;re showing the car dealer you have done your research and are not emotionally attached to this particular model (even though you may be).</p>
<p>3. Collect Internet new car price quotes for 3 competing car models. Do not step into a dealership without getting online new car price quotes. Through magazines and publications, identify the dealer invoice price. <br/>4. Take these new car price quotes and invoice price information to the car dealers who provided the online new car price quote to you. This not only shows the car dealer you have done your research, but also shows you are serious about buying a car.</p>
<p>5. Now that you have invoice price &amp; new car price quotes from 3 competing car models, stick to the total price of the car during negotiations. The car dealer may lead you to monthly payments, trade-ins etc., but only focus on negotiating the final price down.</p>
<p>6. During the negotiation, mention about an even lower new car price quote received on a competing car. See if the dealer would match or beat it. Leave if you have to and see if the car dealer calls you back.</p>
<p>7. At this point, you are already getting a great deal on the car you want, so you can always go back to that dealership and buy the car at that price, which is probably the lowest price in town.</p>
<p>The advantage of this process is that, you&#8217;re not engaging in much face to face negotiation with the car dealer, since you already have some facts to share like the new car price quote and invoice price.</p>
<p>However, the disadvantage of this is that the car dealer who made the lowest new car price quote on any internet bidding site will pretty much be the lowest price you would pay for the car.</p>
<p>You may be leaving money on the table unless you keep going back and forth from dealership to dealership to see if they would beat your new low new car price quote.</p>
<p>An alternative to this and the ultimate hassle free way to buying a new car would be to continue negotiating on the Internet. <br/>The car dealers can view these lowest new car price quotes and submit a lower quote. Another participating dealer can view this new low price and submit an even lower price.</p>
<p>This can go on for up to 3 days and at the end of the car auction, buyers can contact the lowest bidding car dealer and buy the car most of the time at below invoice price.</p>
<p>The best part of it all is that you can conduct 3 separate auctions for all 3 competing cars absolutely free, with no obligation to buy at the end of the auction.</p>
<p>Remember all new car price quotes are different and car dealers will make a hefty profit if you cannot provide facts about competing dealer new car price quotes and competing car models new car price quotes. Collect these prices first and no negotiation will be required.
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<p><a target="_new" href="http://www.infozabout.com">{a href=&#8221;http://www.auctions.infozabout.com&#8221;&gt;http://www.auctions.infozabout.com <br/></a></p>
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<p>Find More <a href="http://www.torque-tools.co.uk/category/cars/">New Cars Articles</a></p>
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		<title>About New Car Insurance</title>
		<link>http://www.torque-tools.co.uk/2012/01/about-new-car-insurance/</link>
		<comments>http://www.torque-tools.co.uk/2012/01/about-new-car-insurance/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 14:46:10 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[About]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.torque-tools.co.uk/2012/01/about-new-car-insurance/</guid>
		<description><![CDATA[A brand new car comes with excitement, horsepower, shine, adrenaline, and a lot of responsibility. You do not want your head to spin when choosing a new car, you want to make heads turn! You also want to make wise decisions, so after the car loan paperwork has been signed, the best protection for the [...]]]></description>
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<p>A brand new car comes with excitement, horsepower, shine, adrenaline, and a lot of responsibility. You do not want your head to spin when choosing a new car, you want to make heads turn! You also want to make wise decisions, so after the car loan paperwork has been signed, the best protection for the new ride isn&#8217;t car wax&#8230;you need to get insurance. We can simplify that for you because the best place to get car insurance is online.</p>
<p>Before you even head to the car lot you should ask yourself questions about the new auto insurance price. If I am going to get car insurance, how much can I afford to spend? Different new cars have dramatically different vehicle insurance rates. Before you actually purchase that new car, go online and get a new auto insurance quote and see if the rate falls within your budget. Special safety features on your new car such as anti-lock brakes, airbags, and a security system can add up to discounts with car insurance companies. </p>
<p>You will be happy to save any money you can when you are making your big purchase.</p>
<p>Certain manufacturers of cars fare better on insurance rates than others because of how safely they are made, or they are less likely to be stolen. The price of the car comes into play as it costs more to replace it if it is &#8220;totaled&#8221;. Make sure you do your homework when you are selecting a car so you are paying the best price for the car as well as insurance price. Research for new vehicle insurance is easy online.</p>
<p>New auto insurance is easy online. Get insurance quotes on the cars you are considering. Type in your zip code. You will be given several companies to choose from. Each will ask you questions about the vehicle you are considering. </p>
<p>You will then be given the auto insurance price that is the cheapest quote available.</p>
<p>Finally, you will have to weigh all the factors and choose. A brand new car was once thought to be a choice between the red one and the black one, or choosing between two brand names. Should I add a spoiler or get the fancy wheels? Today, there are choices from the type of safety features to the type of new auto insurance to get. Luckily there are online quotes for new auto insurance at online stores that will help you make the wisest of decisions and get the cheapest auto insurance price.</p>
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<p>Gabe Mata is a insurance expert and owner of Local Car Insurance. Compare <a target="_new" href="http://www.localcarinsurance.net/new-car-insurance.html">New Car Insurance</a> Quotes from Online companies or local agent at LocalCarInsurance.net your source for <a target="_new" href="http://www.localcarinsurance.net/">free car insurance quotes</a></p>
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<p>Related <a href="http://www.torque-tools.co.uk/category/cars/">New Cars Articles</a></p>
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		<title>Negotiating Tips for New Car Buyers</title>
		<link>http://www.torque-tools.co.uk/2012/01/negotiating-tips-for-new-car-buyers/</link>
		<comments>http://www.torque-tools.co.uk/2012/01/negotiating-tips-for-new-car-buyers/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 14:45:06 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Negotiating]]></category>
		<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://www.torque-tools.co.uk/2012/01/negotiating-tips-for-new-car-buyers/</guid>
		<description><![CDATA[Article by Car Guy You need a new car, but you&#8217;re just not ready? Even if you have money and/or great credit and you know all the details of the car you want, there is still one thing standing in your way&#8230; Negotiating the price!It can be uncomfortable or even scary, but you&#8217;ll have to [...]]]></description>
			<content:encoded><![CDATA[<p>Article  by Car Guy</p>
<p>You need a new car, but you&#8217;re just not ready? Even if you have money and/or great credit and you know all the details of the car you want, there is still one thing standing in your way&#8230; Negotiating the price!<br/><br/>It can be uncomfortable or even scary, but you&#8217;ll have to do it at almost every car dealer. That&#8217;s why I&#8217;m going to give you some tips to get you through the negotiating process and drive home in your new car!<br/><br/>Being a good negotiator doesn&#8217;t have to be difficult. Sooner or later you&#8217;ll have to negotiate with someone for something, so you better get started now.<br/><br/>When you are trying to negotiate with a car dealer, you should know that they are very practiced in the art already and will hit you with everything they have. You will need to know how to get through their &#8220;car speak&#8221; in order to be successful.<br/><br/>Here are a few tips to successful negotiating.<br/><br/>-Remain positive and confident.<br/><br/>-Don&#8217;t talk down to your opponent.<br/><br/>-Show up prepared and ready to counter anything that may come up.<br/><br/>-Bring ads from other dealerships with you as an extra weapon.<br/><br/>-Finance your loan before you arrive at the dealership so as to avoid paying unnecessary extra fees.<br/><br/>-Bring a friend with you for extra support.<br/><br/>The key is for you to get in and out of the dealership as quickly as possible because the salesman will definitely find more loopholes to up your charges if you stay. However, something that you should look out for from salesmen is the extra little tricks they throw in to force or rush you into a buying decision.<br/><br/>You have to remember that they are trying to negotiate you into paying more money just as you are trying to negotiate paying less. Here are some of the things that you can expect to hear from them:<br/><br/>1. &#8220;These cars are flying off of the lot. It may not be available for the same deal tomorrow&#8221;. (Threaten to leave and they will ease up and try to change their strategy)<br/><br/>2. &#8220;This deal is only good for today. If you come back tomorrow I can&#8217;t guarantee that the deal will be the same.&#8221;<br/><br/>3. &#8220;I&#8217;m an honest man. Look at how many cars I&#8217;ve sold this weekend&#8221; (This is where he will show you his list of sold cars. If he does this, then tell him that he doesn&#8217;t need your money).<br/><br/>4. &#8220;I hate to tell you this but I have another offer on the table from a man that is willing to pay more money than this. I am just waiting for his paperwork to be returned&#8221;. <br/><br/>(Tell him that if he promised the car to someone else, you don&#8217;t want to interfere and that you should leave then.)<br/><br/>5. &#8220;To cover the overhead costs, we have paid $  13,000 for this car (Just check your paperwork in your folder and prove them wrong).<br/><br/>If you want to save money while you are negotiating you should negotiate from the dealer cost up and not from the MSRP down. You just need to remember that dealer cost is not the same as the factory invoice.<br/><br/>Some dealerships refuse to haggle over the cost of a car. Once you make your opening offer you should never accept anything higher than that, as far as costs go. If the dealership that you go to doesn&#8217;t haggle, don&#8217;t sweat it, some other dealership will. (If you start to walk away, they might just chase after you and change their mind!)<br/><br/>Keep these tips in mind and be prepared for the salesmen. If you remain strong and confident, and don&#8217;t let the dealer push you around, you can get your new car for the price you want.
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<p>Car Guy is the webmaster of <a target="_new" href="http://thenewcarbuyersguide.com">http://www.thenewcarbuyersguide.com</a>.<br/>It&#8217;s a great place to get started on the <a target="_new" href="http://thenewcarbuyersguide.com/startingout.htm">car buying process</a>.<br/><br/>Check out his site for more information on negotiating, researching, and avoiding scams while buying your new car.</p>
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<p>More <a href="http://www.torque-tools.co.uk/category/cars/">New Cars Articles</a></p>
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		<title>Car Loans For New Cars</title>
		<link>http://www.torque-tools.co.uk/2012/01/car-loans-for-new-cars/</link>
		<comments>http://www.torque-tools.co.uk/2012/01/car-loans-for-new-cars/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 14:42:57 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://www.torque-tools.co.uk/2012/01/car-loans-for-new-cars/</guid>
		<description><![CDATA[Everybody dreams of having a new car, but not everybody can afford it. This is the main reason, why most people consider getting a car loan when trying to acquire new cars. In case you are new to the whole process of getting financing for your car, this article will give you pointers on what [...]]]></description>
			<content:encoded><![CDATA[<p> Everybody dreams of having a new car, but not everybody can afford it. This is the main reason, why most people consider getting a car loan when trying to acquire new cars. In case you are new to the whole process of getting financing for your car, this article will give you pointers on what needs to be considered in getting yourself the best bargain.</p>
<p>For many auto buyers who want to buy a new car with financing from third parties, their number one concern is usually high interest rates that the car loans usually attract. Since not everybody can pay cash for a new automobile, it is important to consider the options that are available to you, and which among them attract the lowest interest rates.</p>
<p>Before deciding on what financing option you need for the new car you hope to purchase, it is advised that you shop around in order to ensure that you get the best bargain. Salespersons can make any deal look lucrative (including those that are not), so be sure that you have checked out numerous lending institutions loan rates, and use the information to make the dealer of your choice give you a better rate. Be cautious of promotional rates, which come with extras such as health insurance, life insurance, accident insurance and many others.</p>
<p>If you are looking for convenience, then getting your financing from a dealer would be the better option for you. Most auto companies have their own lending dealers. These dealers make it possible for you to make a simultaneous choice of car and mortgage all at once. This process is a much quicker way of getting financing than when you decide to use other lending institutions such as banks. If you graduated from college recently, or are a first time buyer, then this option best suits you.</p>
<p>The downside however to this kind of deal, is that it tends to be more expensive in relation to other financing alternatives. Something that you need to note here is that, by raising the price of the car the dealer will give you a lower interest loan. This however, is like a Trojan horse sort of a deal, so negotiate the price of the vehicle first before you start discussing the terms of the loan.</p>
<p>Another financing option you could consider getting could be a credit union, finance company or a bank. Banks and unions are considered to be much cheaper, than other forms of financing. This is because they offer nonnegotiable set rates. If you are a member of a credit union, you are bound to benefit from the lower rates that are typical of credit unions. These rates beat those offered by lending institutions such as finance companies and banks. Worth to note here is that finance companies, accept borrowers whose credit is of great risk. The downside here is that they are the most expensive of all.</p>
<p>Finally, you could borrow against investments that you have made in the past. There is a wide range of such investments that you could secure financing with; passbook savings account, securities portfolio or even a life insurance policy with cash value. This option allows a repayment plan that is flexible, while at the same time offering you attractive interest rates.</p>
<p>By using the above options, you will definitely get a suitable car loan for the new car you desire. </p>
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There is a wide variety of <a rel="nofollow" href="http://www.car-loans.financeezi.com.au/">car loans</a> available to suit people with different financial needs. The best thing to do is speak to a <a rel="nofollow" href="http://www.financeezi.com.au/">car loan broker about what you need.</a></p>
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<p>Find More <a href="http://www.torque-tools.co.uk/category/cars/">New Cars Articles</a></p>
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